Terms, privacy and refunds
Working draft. Have a lawyer review before launch; replace the entity name, governing law and addresses.
1. What the service is
Southampton Intelligence (operated by Southampton Intelligence) provides exposure analysis: a report that lists tax measures (enacted, proposed, in consultation or recently rejected) that may affect a family profile described through anonymous answers, with estimated ranges, key dates, mechanics, official sources and suggested questions for the client's own adviser.
The service is not tax, legal, accounting or investment advice and does not create an adviser-client, attorney-client or fiduciary relationship. Figures are estimates derived from self-reported ranges and stated assumptions. Decisions should be taken with a qualified adviser on the basis of the family's actual facts.
2. Plans and payment
Exposure Report: $390 one-time per family profile, delivered within 48 hours of payment on business days. Radar: $290 per month, billed monthly, cancellable any time with effect from the next billing date. Radar Pro and Enterprise are quoted and contracted separately. Prices exclude any applicable taxes. Payments are processed by Stripe; we do not store card details.
3. Refund policy
Exposure Report: if the report tells you nothing you did not already know, email us within 14 days of delivery and we refund the fee in full, no questions asked. Radar: the first month is refundable within 14 days; later months are not refundable but cancellation stops further billing.
4. Privacy
The report is built from eight answers that identify no individual: jurisdictions, value bands, structures, planned events, destinations, adviser types and a concern. We store your work email to deliver the report and support you, the answers, the generated report and reviewer notes. Optional uploaded documents must be redacted of personal data; they are stored encrypted and deleted on request. We do not sell or share data with third parties beyond the processors needed to run the service (hosting, email delivery, payments). Data-processing agreements are available for Radar Pro and Enterprise. You may request access, correction or deletion at hello@southamptonintelligence.com.
5. Accuracy and updates
Each measure carries a verification date and a source. We re-verify after fiscal events in covered jurisdictions and at least weekly, but legislation changes and we do not guarantee completeness or that a proposal will or will not pass. "Likelihood" labels are judgements, not forecasts.
6. Liability
To the extent permitted by law, our liability for any claim relating to the service is limited to the fees paid for the report or subscription period concerned. We are not liable for decisions taken on the basis of the report.
7. Contact
Southampton Intelligence · hello@southamptonintelligence.com